Help Provide Covid-Insurance to Weavers and Artisans
Our country is struggling to deal with the second wave of the Covid-19 pandemic as rising cases are leading to curfews and lockdowns across India in a desperate attempt to curb the spread of the virus. These circumstances, coupled with a nation-wide shortage of oxygen, medicines, and beds, have resulted in a rising mortality rate especially among underserved and disadvantaged populations such as weavers and artisans. It is increasingly clear that they cannot afford to fight this disease. They cannot afford healthcare.
In an effort to bridge this gap, Shreni Samudaya has partnered with Lakshya to raise funds to cover insurance premiums that will help our weavers and artisans to access and afford treatment. This will include two insurance schemes – Covid-19 Insurance and Hospital Cash Insurance (includes Covid-19).
Our goal is to provide 1000 weavers and artisans with insurance cover over two phases. In Phase I, we hope to cover 500 beneficiaries by raising INR 3,50,000. The weaver or artisan will have a choice in picking which scheme they want to receive.
In Collaboration with
Receive tax benefits by donating to this cause
Here are the details of the plan:
2. Hospital Cash Insurance (includes Covid-19)
A policy that gives you a lump sum payment in case
of hospitalization due to illness or accidental injury.
1. Covid-19 Insurance
Hospitalisation and home care treatment expenses
Description
Coverage
Insurance provider
Godigit
sum insured
inr 1lakh
policy tenure
1year
room rent
restriction
no restriction
icu limit
no restriction
Pre | Post Hospitalisation Days
30 days | 60 days
Road Ambulance
1% of the SI
Home Care Treatment Expenses
10% of the Sum Insured (up to INR 10,000)
Second Medical Opinion
Covered
Age Group
Up to 65 years
Types of Hospitals Covered
All (i.e. Private, Military, Army, Govt etc)
Initial Waiting Period
15 days
Description
Coverage
Insurance provider
Aditya Birla Health Insurance Company Limited
policy tenure
1year
Age Group
18 - 65 years
Limit Per Day
INR 1500
ICU Limit
DOUBLE OF PER DAY LIMIT IN CASE OF ICU (INR 3000)
Limit Per Policy Year
30DAYS
Accidental Death
1,00,000 PER INSURED (NOT APPLICABLE FOR KIDS)
Waiting Period
0
MATERNITY BENEFIT (09 MONTHS WAITING PERIOD)
YES
EXISTING disease COVERAGE FROM DAY ONE
YES
To provide an insurance cover of INR 1,00,000 per individual, the premium is as follows:
-
Covid-19 Insurance
- 0-45 years: INR 486.16
- 45-60 years: INR 1289.74
- 60-65 years: INR 2579.04 -
Hospital Cash Insurance (includes Covid-19)
- 18-65 years: INR 450
So, if you donate:
-
INR 500: You will sponsor one Hospital Cash Insurance or Covid-19 Insurance for someone aged 0-45 years
-
INR 1300: You will sponsor one Covid-19 Insurance for someone aged 45-60 years
-
INR 2600: You will sponsor one Covid-19 Insurance for someone aged 60-65 years
For more information about the insurance schemes, please click here:
Please join us in our efforts to battle the Covid-19 pandemic and save our weavers and artisans by donating, sharing, and staying safe!
*Please Note: 30th April '21 was last day for generating master policy. Lakshya has activated it on 5th April'21 which is valid for 1 year to add new beneficiaries.